Nashville's 2026 tax bills are in the mail and due by Feb. 28, 2027. The rate is $2.814 per $100 assessed in the Urban Services District, $2.782 outside it.

Last checked Oct. 29, 2026. Facts on this page come from the Office of the Metropolitan Trustee, its general property tax questions, tax calculator, tax relief and tax freeze pages, the Trustee’s Oct. 6, 2026, bulletin, the Assessor of Property and the Tennessee Comptroller’s 2025 tax rate table.

The 2026 property tax statements for Nashville and Davidson County went in the mail in early October. They are due by Sunday, Feb. 28, 2027. Interest starts March 1. Metro is a consolidated city-county government, so one bill from the Metropolitan Trustee covers both, and you do not get a separate city bill unless you live in Belle Meade, Goodlettsville or Ridgetop. Questions about a bill: 615-862-6330. Questions about your home’s value: the Assessor of Property, 615-862-6080.

Who to call

  • Paying, bills, mortgage questions: Metropolitan Trustee, 615-862-6330, Howard Office Building, 700 President Ronald Reagan Way, Suite 220, 8 a.m. to 4:30 p.m. weekdays
  • Tax relief and tax freeze: Trustee’s relief specialists, 615-862-6140
  • Your appraisal and appeals: Assessor of Property, 615-862-6080, Suite 210 in the same building; appeal scheduling line 615-862-6059
  • Satellite city taxes: Belle Meade 615-297-6041, Goodlettsville 615-851-2200, Ridgetop 615-859-0596

How your bill is worked out

Tennessee assesses homes and farms at 25% of appraised value (commercial property at 40%, business personal property at 30%). The tax rate applies to each $100 of that assessed value.

Tax district Rate per $100 of assessed value
Urban Services District (USD) $2.814
General Services District (GSD) $2.782

These are the rates the Trustee’s calculator uses, and the same 2025 rates Metro reported to the Tennessee Comptroller. The USD rate is higher because it pays for services such as trash pickup and streetlights that the GSD does not get. Your assessment notice has a “Tax Jurisdiction” box that says which district you are in. Property in Belle Meade, Goodlettsville and Ridgetop pays the GSD rate plus that city’s own rate.

An example. The Assessor’s office uses a home appraised at $400,000. Its assessed value is $100,000. At the USD rate, the bill is $2,814 a year; at the GSD rate, $2,782.

Nashville property tax at common home values

The same math at other appraised values, using the rates in the table above. Your own bill also depends on any relief or freeze you get; the Trustee’s tax calculator works it out for a single parcel.

Appraised value Assessed value (25%) Yearly tax, USD Yearly tax, GSD
$300,000 $75,000 $2,110.50 $2,086.50
$400,000 $100,000 $2,814 $2,782
$500,000 $125,000 $3,517.50 $3,477.50
$750,000 $187,500 $5,276.25 $5,216.25
$1 million $250,000 $7,035 $6,955

Homes in Belle Meade, Goodlettsville and Ridgetop pay the GSD figure plus their city’s tax.

Look up and pay your Nashville property tax bill online

The Trustee’s online site to check and pay taxes is linked from its home page. If you cannot find your bill, or a mortgage company should be paying it, call the Trustee at 615-862-6330, 8 a.m. to 4:30 p.m. weekdays. The office does not send bills by email; it mails statements in October and runs an email newsletter you can sign up for.

Due dates and how to pay

  • Statements mailed: the first week of October, to the owner of record.
  • Payable from: the first Monday of October.
  • Due in full: the last day of February. Partial payments are accepted.
  • Late: interest of 1.5% a month (18% a year) is added on the first of each month from March 1.
  • Online: through the Trustee’s website. Card payments carry a 2.35% fee ($2 minimum); e-checks cost $1. Metro does not keep these fees.
  • By mail: checks to the Metropolitan Trustee, P.O. Box 196358, Nashville, TN 37219-6358. A U.S. postmark counts as the payment date.
  • In person: at the Trustee’s office, or at First Horizon Bank branches from October through February.

New owners should check their closing statement to see who pays this year’s bill; unpaid taxes stay with the property.

Where the money goes

Bar chart of Metro Nashville's fiscal 2027 operating budget: education 37.4%, public safety and justice 22.2%, general government 11.5%, debt service 11.5%, infrastructure and transportation 5.5%, health and social services 5.4%, recreation and culture 4.4%, other 2.2%

The Trustee says property taxes provide nearly 57% of the revenue behind Metro’s $3.85 billion operating budget for fiscal 2027. Schools take the largest share.

Help for seniors, disabled homeowners and veterans

  • Tax relief (a state credit on part of the tax): homeowners 65 or older, or disabled, with total 2025 household income of $38,470 or less. Disabled veterans rated permanently and totally disabled, and their surviving spouses, qualify without an income limit.
  • Tax freeze (locks your tax at the year you qualify, even if the rate goes up): homeowners 65 or older with total 2025 income of $63,470 or less. The Trustee takes applications from October; the deadline is April 5. New applicants apply in person and should arrive by 3 p.m.

Bring proof of age or disability, proof of ownership and proof the home is your main residence, plus your income records. Appointments: 615-862-6140.

How to appeal

You appeal the value the Assessor put on your property, not the tax rate. Davidson County last reappraised every parcel in 2025, on a four-year cycle.

  1. Informal review with the Assessor. The 2026 deadline was April 17 at 4 p.m.; decisions were mailed May 20.
  2. Formal appeal to the independent Metropolitan Board of Equalization. An informal review is not required first. For 2026, scheduling ran from May 26 to June 26 at 615-862-6059. Bring comparable sales, repair estimates and photos.
  3. State Board of Equalization. You have 45 days from the local board’s decision notice.

To keep an appeal alive, pay at least the undisputed part of the tax by the end of February, and any back taxes.

What this means for you

  • Check your statement now. If a mortgage company pays it, the statement says so.
  • Turning 65 or living on a fixed income? The freeze and relief deadlines come in the spring; call the Trustee before then.

Related guides: home prices in Nashville, moving to Nashville and who to call at Metro.

Frequently asked questions

When are Davidson County property taxes due?

Taxes are payable from the first Monday of October and must be paid in full by the last day of February to avoid interest. For the 2026 bills, that is Feb. 28, 2027.

What is the Nashville property tax rate?

The Trustee lists $2.814 per $100 of assessed value in the Urban Services District and $2.782 in the General Services District. Homes are assessed at 25% of appraised value.

How much is property tax on a $500,000 house in Nashville?

A home appraised at $500,000 is assessed at $125,000, so the yearly bill is about $3,518 in the Urban Services District and about $3,478 in the General Services District at the rates the Trustee lists.

How do I look up my Nashville property tax bill?

Use the Metropolitan Trustee’s site for checking and paying taxes, metronashville.taxandrevenue.opengov.com, or call the Trustee at 615-862-6330 on weekdays from 8 a.m. to 4:30 p.m.

What happens if I pay my Nashville property tax late?

Interest of 1.5% a month (18% a year) is added on the first day of each month starting March 1.

How do I appeal my property assessment in Nashville?

Call the Assessor of Property at 615-862-6080. Informal reviews close in April and formal appeals to the independent Metropolitan Board of Equalization are scheduled in late May and June; the 2026 window closed June 26.

Is there a property tax freeze for seniors in Davidson County?

Yes. Homeowners 65 and older with 2025 income of $63,470 or less can freeze their tax. Apply at the Trustee’s office from October to April 5; call 615-862-6330.